:root {
    --bg: #F2F6FA;
    --bg-alt: #DFE8F1;
    --surface: #FFFFFF;
    --ink: #172B45;
    --ink-soft: #586C82;
    --moss: #24558A;
    --leaf: #3C82B8;
    --terra: #477C86;
    --clay: #A8D0D5;
    --accent: #E6B65C;
    --border: #D2DFEA;
}

* { box-sizing: border-box; }
html { scroll-behavior: smooth; }
body {
    background: var(--bg);
    color: var(--ink);
    font-family: 'Karla', system-ui, sans-serif;
    font-size: 16.5px;
    line-height: 1.7;
    margin: 0;
    overflow-x: hidden;
}

h1, h2, h3, h4, .serif {
    font-family: 'Instrument Serif', Georgia, serif;
    font-weight: 400;
    letter-spacing: -.01em;
    line-height: 1.1;
    color: var(--ink);
}

p { color: var(--ink-soft); margin-bottom: 0; }

.wrap {
    max-width: 1200px;
    margin: 0 auto;
    padding: 0 24px;
}

.kick {
    font-size: .7rem;
    letter-spacing: .3em;
    text-transform: uppercase;
    color: var(--terra);
    display: inline-flex;
    align-items: center;
    gap: .6rem;
    font-weight: 600;
    margin-bottom: 16px;
}
.kick::before {
    content: "";
    width: 30px;
    height: 1px;
    background: var(--terra);
}

section { padding: 100px 0; position: relative; z-index: 1; }

.btn-seed {
    border: 1px solid var(--ink);
    background: transparent;
    color: var(--ink);
    border-radius: 4px;
    padding: .8rem 1.6rem;
    font-size: .75rem;
    letter-spacing: .15em;
    text-transform: uppercase;
    font-weight: 600;
    transition: all 0.3s ease;
    display: inline-flex;
    align-items: center;
    gap: .5rem;
    text-decoration: none;
}
.btn-seed:hover { background: var(--ink); color: #fff; }
.btn-fill {
    background: var(--moss);
    border-color: var(--moss);
    color: #fff;
}
.btn-fill:hover { background: var(--ink); border-color: var(--ink); }

/* --- NAV --- */
.nav {
    position: fixed;
    top: 20px;
    left: 50%;
    transform: translateX(-50%);
    z-index: 100;
    width: calc(100% - 40px);
    max-width: 1140px;
    background: rgba(255, 255, 255, 0.85);
    backdrop-filter: blur(16px);
    border: 1px solid var(--border);
    border-radius: 50px;
    padding: 10px 24px;
    display: flex;
    align-items: center;
    justify-content: space-between;
    box-shadow: 0 10px 30px -10px rgba(18, 42, 32, 0.1);
}
.brand {
    display: flex;
    align-items: center;
    gap: 10px;
    color: var(--ink);
    font-weight: 700;
    text-decoration: none;
}
.brand svg { width: 28px; height: 28px; color: var(--moss); }
.nlinks { display: flex; gap: 28px; }
.nlinks a {
    font-size: .75rem;
    letter-spacing: .1em;
    text-transform: uppercase;
    color: var(--ink-soft);
    text-decoration: none;
    font-weight: 600;
    transition: color .2s;
}
.nlinks a:hover { color: var(--moss); }
@media(max-width: 900px) { .nlinks { display: none; } }

/* --- HERO --- */
.hero {
    padding-top: 160px;
    padding-bottom: 80px;
    background: radial-gradient(circle at 80% 20%, rgba(20, 184, 166, 0.1), transparent 40%);
}
.hero-grid {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 60px;
    align-items: center;
}
.hero h1 { font-size: clamp(3rem, 6vw, 4.8rem); margin: 0 0 24px; }
.hero h1 em { font-style: italic; color: var(--moss); }
.hero p { font-size: 1.1rem; max-width: 500px; margin-bottom: 32px; }
.hero-actions { display: flex; gap: 16px; flex-wrap: wrap; }

.hero-art {
    position: relative;
    aspect-ratio: 1;
    display: flex;
    justify-content: center;
    align-items: center;
}
.art-circle {
    position: absolute;
    border: 1px solid var(--border);
    border-radius: 50%;
    width: 100%;
    height: 100%;
    animation: spin 40s linear infinite;
}
.art-circle::before {
    content: ""; position: absolute; top: -4px; left: 50%;
    width: 8px; height: 8px; background: var(--moss); border-radius: 50%;
    transform: translateX(-50%);
}
@keyframes spin { 100% { transform: rotate(360deg); } }

.hero-card {
    position: relative;
    background: #fff;
    padding: 40px;
    border-radius: 16px;
    box-shadow: 0 40px 80px -20px rgba(18, 42, 32, 0.2);
    text-align: center;
    width: 70%;
    z-index: 2;
}
.hero-card .icon-big {
    font-size: 3rem;
    color: var(--leaf);
    margin-bottom: 16px;
    display: block;
}
.hero-card h4 { font-size: 1.5rem; margin-bottom: 8px; }
.hero-badges {
    position: absolute;
    background: #fff;
    padding: 8px 16px;
    border-radius: 30px;
    font-size: 0.7rem;
    text-transform: uppercase;
    letter-spacing: 0.1em;
    font-weight: 600;
    box-shadow: 0 10px 20px -5px rgba(0,0,0,0.1);
}
.badge-1 { top: 10%; left: -10%; color: var(--terra); }
.badge-2 { bottom: 15%; right: -10%; color: var(--moss); border: 1px solid var(--moss); }

@media(max-width: 900px) {
    .hero-grid { grid-template-columns: 1fr; gap: 40px; }
    .hero-art { max-width: 400px; margin: 0 auto; }
}

/* --- ABOUT --- */
.about {
    background: var(--surface);
    border-top: 1px solid var(--border);
    border-bottom: 1px solid var(--border);
}
.about-grid {
    display: grid;
    grid-template-columns: 1.4fr 1fr;
    gap: 80px;
    margin-top: 40px;
}
.about-text h2 { font-size: clamp(2rem, 4vw, 3.2rem); margin-bottom: 24px; max-width: 500px; }
.about-text p { margin-bottom: 24px; }
.about-stats {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 1px;
    background: var(--border);
    border: 1px solid var(--border);
    border-radius: 12px;
    overflow: hidden;
    height: fit-content;
}
.stat-box {
    background: var(--surface);
    padding: 32px;
    text-align: left;
}
.stat-box .num { font-family: 'Instrument Serif', serif; font-size: 3rem; color: var(--moss); display: block; margin-bottom: 8px; }
.stat-box .lbl { font-size: .8rem; text-transform: uppercase; letter-spacing: .1em; color: var(--ink-soft); }

/* --- PILLARS --- */
.pillars-head { text-align: center; margin-bottom: 60px; }
.pillars-head h2 { font-size: clamp(2rem, 4vw, 3rem); max-width: 700px; margin: 0 auto; }

.pillar-grid {
    display: grid;
    grid-template-columns: repeat(3, 1fr);
    gap: 24px;
}
.pillar-card {
    background: var(--surface);
    border: 1px solid var(--border);
    padding: 32px;
    border-radius: 8px 8px 8px 40px;
    transition: transform 0.3s ease, box-shadow 0.3s ease;
    position: relative;
}
.pillar-card:hover {
    transform: translateY(-5px);
    box-shadow: 0 20px 40px -20px rgba(18, 42, 32, 0.15);
}
.pillar-card::before {
    content: ""; position: absolute; top: 32px; left: 0; width: 4px; height: 40px;
    background: var(--leaf); border-radius: 0 4px 4px 0;
}
.pillar-card:nth-child(2) { margin-top: 40px; border-radius: 8px 40px 8px 8px; }
.pillar-card:nth-child(2)::before { left: auto; right: 0; border-radius: 4px 0 0 4px; }
.pillar-card:nth-child(4) { margin-top: 40px; border-radius: 8px 40px 8px 8px; }
.pillar-card:nth-child(4)::before { left: auto; right: 0; border-radius: 4px 0 0 4px; }
.pillar-card:nth-child(5) { margin-top: 80px; }

.pillar-icon { font-size: 1.5rem; color: var(--moss); margin-bottom: 16px; display: inline-block; padding: 12px; border: 1px solid var(--border); border-radius: 8px; }
.pillar-card h4 { font-size: 1.4rem; margin-bottom: 12px; }
@media(max-width: 900px) {
    .pillar-grid { grid-template-columns: 1fr; }
    .pillar-card:nth-child(n) { margin-top: 0; border-radius: 8px 8px 8px 40px; }
    .pillar-card:nth-child(n)::before { left: 0; right: auto; border-radius: 0 4px 4px 0; }
}

/* --- SERVICES --- */
.services-head { text-align: center; margin-bottom: 60px; }
.services-head h2 { font-size: clamp(2.2rem, 4.5vw, 3.4rem); max-width: 800px; margin: 0 auto; }

.catblock { margin-bottom: 100px; }
.catblock:last-child { margin-bottom: 0; }
.cathead {
    display: flex;
    justify-content: space-between;
    align-items: flex-end;
    margin-bottom: 40px;
    border-bottom: 1px solid var(--border);
    padding-bottom: 20px;
}
.cathead h3 { font-size: 2rem; margin: 0; }
.cathead .no { font-size: 1rem; color: var(--terra); font-weight: 700; letter-spacing: 0.2em; display: block; margin-bottom: 8px; }
.cathead .tag { font-size: .8rem; color: var(--ink-soft); text-align: right; }

.loans-grid { display: grid; grid-template-columns: repeat(3, 1fr); gap: 20px; }
.loan-card {
    background: var(--surface); border: 1px solid var(--border); padding: 24px;
    border-radius: 4px; position: relative; transition: all 0.3s ease; overflow: hidden;
}
.loan-card::after {
    content: ""; position: absolute; bottom: 0; left: 0; width: 100%; height: 4px;
    background: var(--leaf); transform: scaleX(0); transform-origin: left; transition: transform 0.3s ease;
}
.loan-card:hover { border-color: transparent; box-shadow: 0 20px 40px -20px rgba(18, 42, 32, 0.15); }
.loan-card:hover::after { transform: scaleX(1); }
.loan-card:nth-child(2), .loan-card:nth-child(5) { margin-top: 30px; }
.loan-icon { font-size: 1.2rem; color: var(--moss); margin-bottom: 16px; }
.loan-card h4 { font-size: 1.2rem; margin-bottom: 8px; }
.loan-card p { font-size: .9rem; }
@media(max-width: 900px) { .loans-grid { grid-template-columns: 1fr; } .loan-card:nth-child(n) { margin-top: 0; } }

.ins-grid { display: grid; grid-template-columns: repeat(4, 1fr); grid-auto-rows: minmax(180px, auto); gap: 16px; }
.ins-card { background: var(--surface); border: 1px solid var(--border); padding: 24px; border-radius: 12px; display: flex; flex-direction: column; justify-content: space-between; transition: transform 0.3s ease; }
.ins-card:hover { transform: scale(1.02); }
.ins-card:nth-child(1) { grid-column: span 2; grid-row: span 2; background: var(--moss); color: #fff; }
.ins-card:nth-child(1) h4, .ins-card:nth-child(1) p, .ins-card:nth-child(1) i { color: #fff; }
.ins-card:nth-child(4) { grid-column: span 2; }
.ins-card:nth-child(7) { grid-column: span 2; }
.ins-card i { font-size: 1.5rem; color: var(--moss); margin-bottom: 16px; }
.ins-card h4 { font-size: 1.3rem; margin-bottom: 8px; }
.ins-card p { font-size: .85rem; line-height: 1.6; }
@media(max-width: 900px) { .ins-grid { grid-template-columns: 1fr 1fr; } .ins-card:nth-child(n) { grid-column: span 1; grid-row: span 1; } .ins-card:nth-child(1) { grid-column: span 2; } }
@media(max-width: 600px) { .ins-grid { grid-template-columns: 1fr; } .ins-card:nth-child(1) { grid-column: span 1; } }

.inv-grid { display: flex; gap: 0; padding: 40px 0; }
.inv-card { flex: 1; background: var(--surface); border: 1px solid var(--border); padding: 32px; margin-left: -20px; border-radius: 8px; box-shadow: 0 15px 30px -15px rgba(18, 42, 32, 0.1); transition: transform 0.3s ease; z-index: 1; }
.inv-card:first-child { margin-left: 0; }
.inv-card:hover { transform: translateY(-10px); z-index: 10; }
.inv-num { font-family: 'Instrument Serif', serif; font-size: 2rem; color: var(--clay); display: block; margin-bottom: 24px; }
.inv-card h4 { font-size: 1.5rem; margin-bottom: 12px; }
@media(max-width: 900px) { .inv-grid { flex-direction: column; gap: 20px; } .inv-card { margin-left: 0; } }

.wealth-tree { position: relative; display: flex; flex-direction: column; gap: 40px; }
.wealth-node { display: grid; grid-template-columns: 1fr 60px 1fr; align-items: center; }
.wealth-node:nth-child(even) .w-content { order: 3; }
.wealth-node:nth-child(even) .w-dot { order: 2; }
.wealth-node:nth-child(even) .w-spacer { order: 1; display: block; }
.w-content { background: var(--surface); border: 1px solid var(--border); padding: 24px; border-radius: 12px; }
.w-dot { width: 16px; height: 16px; background: var(--bg); border: 4px solid var(--moss); border-radius: 50%; margin: 0 auto; position: relative; z-index: 2; }
.wealth-tree::before { content: ""; position: absolute; left: 50%; top: 0; bottom: 0; width: 2px; background: var(--border); transform: translateX(-50%); }
.w-content h4 { font-size: 1.2rem; margin-bottom: 8px; }
@media(max-width: 900px) { .wealth-node { grid-template-columns: 40px 1fr; gap: 20px; } .wealth-node:nth-child(even) .w-content { order: 2; } .wealth-node:nth-child(even) .w-dot { order: 1; } .wealth-node:nth-child(even) .w-spacer { display: none; } .wealth-tree::before { left: 20px; } .w-dot { margin: 0; } }

.pay-grid { display: grid; grid-template-columns: repeat(3, 1fr); gap: 20px; }
.pay-card { background: var(--surface); border: 1px solid var(--border); padding: 32px; text-align: center; border-radius: 12px; position: relative; transition: all 0.3s ease; }
.pay-card::before { content: ""; position: absolute; top: 0; left: 0; right: 0; height: 4px; background: var(--accent); transform: scaleX(0.2); transition: transform 0.3s ease; transform-origin: center; }
.pay-card:hover { border-color: var(--moss); }
.pay-card:hover::before { transform: scaleX(1); }
.pay-icon { width: 60px; height: 60px; background: var(--bg-alt); color: var(--moss); display: flex; align-items: center; justify-content: center; border-radius: 50%; font-size: 1.5rem; margin: 0 auto 20px; }
.pay-card h4 { font-size: 1.2rem; margin-bottom: 8px; }
@media(max-width: 900px) { .pay-grid { grid-template-columns: 1fr; } }

.debt-list { display: flex; flex-direction: column; gap: 20px; }
.debt-card { background: var(--surface); border: 1px solid var(--border); border-radius: 8px; padding: 24px; display: grid; grid-template-columns: 80px 1fr 100px; align-items: center; gap: 24px; transition: transform 0.3s ease; }
.debt-card:hover { transform: translateX(10px); }
.debt-num { font-family: 'Instrument Serif', serif; font-size: 2.5rem; color: var(--terra); line-height: 1; }
.debt-bar { height: 6px; background: var(--border); border-radius: 4px; overflow: hidden; margin-top: 12px; }
.debt-bar::after { content: ""; display: block; width: 70%; height: 100%; background: var(--moss); }
.debt-card:nth-child(2) .debt-bar::after { width: 45%; background: var(--leaf); }
.debt-card:nth-child(3) .debt-bar::after { width: 90%; background: var(--terra); }
.debt-tag { font-size: .7rem; text-transform: uppercase; letter-spacing: .1em; color: #fff; background: var(--ink); padding: 4px 12px; border-radius: 20px; text-align: center; }
@media(max-width: 700px) { .debt-card { grid-template-columns: 50px 1fr; } .debt-tag { display: none; } }

.house-frame { border: 1px solid var(--border); border-radius: 8px 8px 0 0; position: relative; overflow: hidden; background: var(--bg-alt); }
.house-roof { height: 40px; background: var(--ink); clip-path: polygon(0 100%, 50% 0, 100% 100%); margin-bottom: 20px; }
.house-grid { display: grid; grid-template-columns: repeat(3, 1fr); gap: 0; padding: 0 24px 40px; }
.house-pane { padding: 24px; border-right: 1px dashed var(--border); text-align: center; }
.house-pane:last-child { border-right: none; }
.house-pane i { font-size: 2rem; color: var(--moss); margin-bottom: 16px; }
.house-pane h4 { font-size: 1.2rem; margin-bottom: 8px; }
@media(max-width: 700px) { .house-grid { grid-template-columns: 1fr; } .house-pane { border-right: none; border-bottom: 1px dashed var(--border); } }

.auto-grid { display: flex; justify-content: center; gap: 40px; flex-wrap: wrap; }
.auto-card { width: 220px; height: 220px; background: var(--surface); border: 1px solid var(--border); border-radius: 50%; display: flex; flex-direction: column; align-items: center; justify-content: center; text-align: center; padding: 20px; transition: all 0.3s ease; position: relative; }
.auto-card::before { content: ""; position: absolute; inset: 5px; border: 1px dashed var(--border); border-radius: 50%; }
.auto-card:hover { background: var(--moss); color: #fff; transform: scale(1.05); }
.auto-card:hover h4, .auto-card:hover p, .auto-card:hover i { color: #fff; }
.auto-card i { font-size: 1.5rem; color: var(--moss); margin-bottom: 12px; transition: color 0.3s; }
.auto-card h4 { font-size: 1.1rem; margin-bottom: 4px; }
.auto-card p { font-size: .8rem; }
@media(max-width: 600px) { .auto-card { width: 100%; height: auto; border-radius: 12px; padding: 24px; } .auto-card::before { display: none; } }

/* --- PROCESS --- */
.process { background: var(--ink); color: #fff; position: relative; overflow: hidden; }
.process::before { content: ""; position: absolute; top: 0; left: 0; right: 0; height: 100%; background-image: radial-gradient(rgba(255,255,255,0.05) 1px, transparent 1px); background-size: 30px 30px; }
.process .wrap { position: relative; z-index: 2; }
.process-head { text-align: center; margin-bottom: 60px; }
.process-head h2, .process-head .kick { color: #fff; }
.process-head .kick::before { background: var(--clay); }

.proc-timeline { display: flex; flex-wrap: wrap; gap: 40px; justify-content: space-between; }
.proc-step { flex: 1; min-width: 200px; position: relative; padding-top: 40px; }
.proc-step::before { content: ""; position: absolute; top: 0; left: 0; width: 40px; height: 40px; background: var(--leaf); border-radius: 50%; display: flex; align-items: center; justify-content: center; color: var(--ink); font-family: 'Instrument Serif', serif; font-size: 1.2rem; font-weight: 700; background-image: linear-gradient(135deg, var(--leaf), var(--moss)); }
.proc-step:nth-child(1)::before { content: "1"; }
.proc-step:nth-child(2)::before { content: "2"; }
.proc-step:nth-child(3)::before { content: "3"; }
.proc-step:nth-child(4)::before { content: "4"; }
.proc-step:nth-child(5)::before { content: "5"; }
.proc-step h4 { color: #fff; font-size: 1.4rem; margin-bottom: 8px; margin-top: 16px; }
.proc-step p { color: rgba(255,255,255,0.7); font-size: .9rem; }
@media(max-width: 900px) { .proc-timeline { flex-direction: column; gap: 30px; } .proc-step { padding-left: 50px; } }

/* --- STATS --- */
.stats-grid { display: grid; grid-template-columns: repeat(4, 1fr); gap: 24px; text-align: center; border-top: 1px solid var(--border); border-bottom: 1px solid var(--border); padding: 60px 0; }
.stat-item .num { font-family: 'Instrument Serif', serif; font-size: clamp(3rem, 5vw, 4.5rem); color: var(--moss); display: block; line-height: 1; margin-bottom: 12px; }
.stat-item .desc { font-size: .8rem; text-transform: uppercase; letter-spacing: .15em; color: var(--ink-soft); }
@media(max-width: 900px) { .stats-grid { grid-template-columns: 1fr 1fr; gap: 40px; } }

/* --- TESTIMONIALS --- */
.testi { background: var(--bg-alt); text-align: center; }
.testi-plate { max-width: 800px; margin: 40px auto 0; background: #fff; padding: 50px; border-radius: 12px; box-shadow: 0 30px 60px -30px rgba(18,42,32,0.15); position: relative; }
.testi-plate::before { content: "\201C"; font-family: 'Instrument Serif', serif; font-size: 8rem; color: var(--clay); position: absolute; top: -20px; left: 20px; line-height: 1; opacity: 0.5; }
.testi-quote { font-family: 'Instrument Serif', serif; font-size: 1.5rem; line-height: 1.5; margin-bottom: 32px; position: relative; z-index: 2; }
.testi-author { font-weight: 700; display: block; }
.testi-role { color: var(--ink-soft); font-size: .9rem; }
#tdots { display: flex; gap: 8px; justify-content: center; margin-top: 24px; }
#tdots i { width: 10px; height: 10px; border-radius: 50%; background: var(--border); cursor: pointer; transition: all 0.3s; }
#tdots i.on { background: var(--moss); width: 30px; border-radius: 5px; }

/* --- NEWSLETTER --- */
.news-wrap { background: var(--moss); border-radius: 20px; overflow: hidden; display: grid; grid-template-columns: 1fr 1fr; box-shadow: 0 40px 80px -30px rgba(15, 118, 110, 0.4); }
.news-info { padding: 60px; color: #fff; }
.news-info .kick { color: var(--clay); }
.news-info .kick::before { background: var(--clay); }
.news-info h3 { color: #fff; font-size: 2.5rem; margin-bottom: 16px; }
.news-info p { color: rgba(255,255,255,0.8); margin-bottom: 24px; }

.news-form { background: #fff; padding: 60px; display: flex; flex-direction: column; justify-content: center; }
.news-form .pform-group { margin-bottom: 16px; }
.news-form label { font-size: .7rem; text-transform: uppercase; letter-spacing: .1em; color: var(--ink-soft); margin-bottom: 6px; display: block; }
.field { width: 100%; background: var(--bg); border: 1px solid var(--border); border-radius: 6px; padding: 12px 16px; font-size: .9rem; color: var(--ink); font-family: inherit; }
.field:focus { outline: none; border-color: var(--moss); }

@media(max-width: 900px) { .news-wrap { grid-template-columns: 1fr; } .news-info, .news-form { padding: 40px; } }

/* --- FAQ --- */
.faq-head { text-align: center; margin-bottom: 40px; }
.faq-grid { display: grid; grid-template-columns: 1fr 1fr; gap: 20px; }
.faq-item { background: var(--surface); border: 1px solid var(--border); border-radius: 8px; overflow: hidden; }
.faq-btn { width: 100%; background: none; border: none; padding: 20px; text-align: left; font-family: 'Karla', sans-serif; font-weight: 600; font-size: 1rem; color: var(--ink); display: flex; justify-content: space-between; align-items: center; }
.faq-btn i { transition: transform 0.3s ease; }
.faq-item.open .faq-btn i { transform: rotate(45deg); }
.faq-ans { max-height: 0; overflow: hidden; transition: max-height 0.4s ease; }
.faq-item.open .faq-ans { max-height: 200px; }
.faq-ans p { padding: 0 20px 20px; font-size: .9rem; }
@media(max-width: 700px) { .faq-grid { grid-template-columns: 1fr; } }

/* --- CONTACT --- */
.contact { background: var(--ink); color: #fff; }
.contact-grid { display: grid; grid-template-columns: 1fr 1.2fr; gap: 60px; }
.contact-info h2 { color: #fff; font-size: 3rem; margin-bottom: 24px; }
.contact-info p { color: rgba(255,255,255,0.7); margin-bottom: 32px; }
.c-row { margin-bottom: 24px; border-bottom: 1px solid rgba(255,255,255,0.1); padding-bottom: 24px; }
.c-row b { display: block; font-size: .7rem; text-transform: uppercase; letter-spacing: .15em; color: var(--clay); margin-bottom: 8px; }
.c-row span { font-size: 1rem; }

.c-form { background: rgba(255,255,255,0.05); border: 1px solid rgba(255,255,255,0.1); padding: 40px; border-radius: 12px; }
.c-form .grid2 { display: grid; grid-template-columns: 1fr 1fr; gap: 16px; margin-bottom: 16px; }
.c-form label { display: block; font-size: .7rem; text-transform: uppercase; letter-spacing: .1em; color: rgba(255,255,255,0.6); margin-bottom: 6px; }
.c-form .field { background: rgba(255,255,255,0.1); border: 1px solid rgba(255,255,255,0.1); color: #fff; }
.c-form .field:focus { border-color: var(--clay); }
@media(max-width: 900px) { .contact-grid { grid-template-columns: 1fr; } .c-form .grid2 { grid-template-columns: 1fr; } }

/* --- CTA & FOOTER --- */
.cta-section { text-align: center; background: var(--bg-alt); padding: 80px 0; }
.cta-section h2 { font-size: 3rem; margin-bottom: 16px; }
.cta-section p { max-width: 500px; margin: 0 auto 32px; }

footer { background: var(--surface); border-top: 1px solid var(--border); padding: 60px 0 30px; }
.f-grid { display: grid; grid-template-columns: 1.5fr 1fr 1fr 1fr; gap: 40px; margin-bottom: 40px; }
.f-brand p { font-size: .9rem; max-width: 300px; margin-top: 16px; }
footer h5 { font-size: .7rem; text-transform: uppercase; letter-spacing: .2em; color: var(--ink-soft); margin-bottom: 20px; }
footer ul { list-style: none; padding: 0; margin: 0; }
footer li { margin-bottom: 12px; }
footer a { color: var(--ink); text-decoration: none; font-size: .9rem; }
footer a:hover { color: var(--moss); }
.f-bot { border-top: 1px solid var(--border); padding-top: 20px; text-align: center; font-size: .8rem; color: var(--ink-soft); }
@media(max-width: 900px) { .f-grid { grid-template-columns: 1fr 1fr; } }

/* Modal styling */
.modal-content { border-radius: 12px; border: 1px solid var(--border); background: #fff; }
.modal-header { border-bottom: 1px solid var(--border); }

/* --- STANDALONE PAGES --- */
.page-section { padding-top: 160px; padding-bottom: 80px; }
.page-container { max-width: 900px; margin: 0 auto; padding: 40px; background: var(--surface); border: 1px solid var(--border); border-radius: 12px; box-shadow: 0 20px 40px -20px rgba(18, 42, 32, 0.1); }
.page-container h2 { font-size: 2.5rem; margin-bottom: 16px; padding-bottom: 16px; border-bottom: 1px solid var(--border); }
.legal-body h6 { font-size: 1rem; margin-top: 16px; color: var(--moss); font-weight: 700; }
.legal-body p { font-size: .9rem; margin-top: 4px; }